Assessing Where You are at

1:8:54

2023-11-06

1694

1- Select an age-appropriate investment option. Your age will have a significant impact on your investment strategy.

Generally speaking, the younger you are, the more risk you can take. That's because you have more time to recover from a market downturn or loss of value in a particular investment. So, if you're in your 20s, you can allocate more of your portfolio to more aggressive investments (like growth-oriented and small-cap companies for example).
If you're nearing retirement, allocate more of your portfolio to less aggressive investments, like fixed-income, and large-cap value companies.

2- Understand your current financial situation. Be aware of how much disposable income you have available to invest. Take a look at your budget and determine how much money is left over for investments following your monthly expenses and after you have set aside an emergency fund equivalent to three to 6 months' worth of expenses.

3- Develop your risk profile. Your risk profile determines how much risk you're willing to take.Even if you're young, you might not want to take a lot of risks. You'll select your investments based on your risk profile.

Generally speaking, stocks are more volatile than bonds, and bank accounts (checking and savings accounts) are not volatile.
Remember, there are always risk trade-off's to be made. Often, when you take less risk, you make less. Investors are richly rewarded for taking significant risks, but they can also face steep losses.

Nature

Switzerlands Glaciers Lost More Than 5% of Their Ice in Just One Year

2026-10-10

Scientists Find a Mountain Glacier That Survived the Last Ice Age

2026-10-07

These Fingernail-Sized Animals Are Moving Astonishing Amounts of California Beach Sand

2026-10-06

Scientists Discover Striking Orange Killifish in the Amazon Threatened Forest Pools

2026-10-04

A Disturbing New Kind of Coral Pollution Is Forming on the Beaches of Japan

2026-10-03

Arctic Landslide Triggers 1,580-Foot Tsunami in Alaska

2026-09-30

He Was Looking for a Campsite. He Found a Massive Impact Crater

2026-09-28

Even After 300 Years, Scientists Find Recovering Grasslands Can Remain Fundamentally Different

2026-09-26

A Pompeii-Like Volcanic Disaster Preserved a 22-Million-Year-Old Landscape

2026-09-23

A Cloudy Climate Mystery Over Antarctica Has Scientists Rethinking Their Models

2026-09-21

Get advices

Principles of Management: Dete ... read more

2026-09-20

Negative Personalities / The R ... read more

2026-09-14

Factors Affecting the Level of ... read more

2026-09-10

Keep Stress Out of Your Life

2026-08-25

1	The Shortest Road to Success

2	The Bounteous Source of Strength

Foresight

4	Aligning Goals with Capacities

5	Your Goals May Harm You If You Cannot Ac ... read more

6	You Always Have a Choice

7	Effectiveness of Training

8	How Do We Respond to Provocation?

9	Localization of Technology

SOCIETY AFFAIRS

Addiction to Electronic Devices and Social Media ... read more

Family Upbringing of Persons with Special Needs ... read more

The Concept of Intellectual Disability ... read more

The Bounteous Source of Strength ... read more

Steadiness in Friendship

Lack of Will Power the Obstacle to Success ... read more

Vigilance in the Midst of Problems ... read more

The Scope of Human Possibilities ... read more

How to Not Be Tempted to Eat Junk Food ... read more

The Waves of Change Created by Outstanding Persona ... read more

Family & Life

10:43:29 2026-06-16

Interpretation of Sura al-Nur - Verse 63

11:15:13 2026-06-14

Interpretation of Sura al-Nur - Verse 62 ... read more

11:31:0 2026-06-09

Interpretation of Sura al-Nur - Verse 61

11:16:53 2026-06-07

Islamic Idelogies

Why Do Shiites Prostrate on the Turbah of Ima ... read more

8:53:1 2026-07-27

Mans Spiritual Needs

12:2:30 2026-06-29

Flattery is Reprehensible

11:35:3 2026-06-27

Islam and the Propagation of Moral Virtues ... read more

11:13:8 2026-06-24

Holy Prophet

The Mubahalah with the Christians of Najran ... read more

12:15:10 2026-10-05

The Quran: The Intellectual Miracle of the Pr ... read more

1:14:57 2026-10-01

The Last Sermon from the Holly Prophet (Peace ... read more

2:36:22 2026-09-27

The Prophet Recommends the Thaqalayn

2:9:37 2026-09-24

Prophet ‘s progeny

Proclamation of Surah al-Barāa

12:16:26 2026-10-05

HadIth al-Manzila

1:15:53 2026-10-01

Mission to Destroy the Idolatrous Temple of a ... read more

2:37:41 2026-09-27

The Prophets Private Conversation with Ali (a ... read more

2:12:26 2026-09-24

Science and technology

Researchers

Engineers Create Revolutionary New Sound Effect Te ... read more

1:30:35

2026-10-10

Australian

Engineers Have Created the First Floating Titanium

10:38:13

2026-10-07

MIT enginee

Paper-Thin Swimming Robot from MIT Is Powered by L ... read more

2:42:10

2026-10-06

Scientists

A New Way to Engineer Heat Could Revolutionize Ene ... read more

1:45:37

2026-10-04

Health &Fitness

Just 1,000 More Steps a Day Linked to Better Menta ... read more

1:34:3

2026-10-10

A Simple Change in Meal Timing Is Linked to Unexpe ... read more

10:39:22

2026-10-07

Depression May Have 5 Distinct Brain Activity Patt ... read more

2:44:9

2026-10-06

MOST VIEWS

Importance of Media

9:3:43 2018-11-05

10 benefits of Marriage in Islam

7:5:22 2019-04-08

benefits of reciting surat yunus, hud &

9:45:7 2018-12-24

advantages & disadvantages of divorce

11:35:12 2018-06-10

Is money everything in life?

6:0:51 2018-10-16

Illuminations

be yourself.

8:30:23 2022-03-03

smiling

1:38:41 2021-12-08

think well

8:39:51 2022-09-23

the happy life of mankind requirement

6:36:36 2022-01-25

your character

2:33:4 2023-02-15

true friendship

11:2:27 2022-10-06

belief cause cleanliness

10:47:11 2022-11-22

IMmORTAL Words

Isaac Newton once said: "Gravity explains the motions of the planets, but it cannot explain who sets the planets in motion."

5:41:46 2023-03-18

Albert Einstein once said: "Imagination is more important than science for it surrounds the world"

10:13:17 2022-06-08

The first student of Islam, Al-Imam Ali-Ibn- Abi Talib (peace be upon him) said: "Worshiping acts is like a drop of water in the sea of directing to righteousness, and what is better than directing to righteousness is saying the right at the presence of an oppressor"

1:4:11 2022-05-26

Verner Heisenberg
The German theoretical physicist and the key pioneer of quantum mechanics said:
"The first gulp from the glass of nature sciences will turn you into an atheist, but at the bottom of the glass, God is waiting for you"

8:58:43 2022-04-19

A man who lies to himself , and believes his own lies becomes unable to recognize truth , either in himself or in anyone else , and he ends up losing respect for himself and for others.

When he has no respect for anyone , he can no longer love , and , in order to divert himself , having no love in him, he yields to his impulses , indulges in the lowest forms of pleasure , and behaves in the end like an animal .

And it all comes from lying - lying to others and to yourself .

FYODOR DOSTOEVSKY

10:28:46 2022-03-16

Reality Of Islam

MOST VIEWS

IMmORTAL Words